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ArchangelConsulting

Consulting for insurance groups

We help insurers, MGAs and brokers make hard decisions with confidence, then see them through. Strategy, regulation and transformation from people who work in insurance and nothing else.

The City of London skyline, home of the London insurance market

Clear thinking where the stakes are highest.

  • Strategy
  • Regulation
  • Transformation
Overview

When the problem is hard, who do you want in the room?

Insurance doesn't forgive guesswork. Capital, conduct and claims all sit under the regulator's eye, and a decision made in the boardroom shows up in a customer's policy months later.

We keep our work senior and focused. The person who scopes your engagement is the person who delivers it, and we judge ourselves on what changes in your business, not on the thickness of the report.

  • 01
    People who know the marketUnderwriting, claims, capital and distribution. We speak the language, so you don't spend the first month explaining it.
  • 02
    Advice you can act onRecommendations come with an owner, a cost and a sequence. If it can't be delivered, it isn't finished.
  • 03
    Change that stays changedWe build the capability inside your team as we go, so progress doesn't leave the building when we do.
What we do

How can we help you reach your goal?

Six areas where insurance groups most often bring us in. Most engagements touch more than one, so we work across them rather than handing you between teams.

Strategy & growth

Where should you compete next?

Sharpen portfolio, pricing and distribution choices so growth comes from risks you actually want to write.

Discuss strategy

Regulatory change

Are you ready for what the regulator asks next?

Get ahead of Consumer Duty, Solvency UK and operational resilience without stalling the rest of the business.

Discuss regulation

Operating model

Is your structure slowing you down?

Redesign how underwriting, claims and support functions fit together, then run the change until it sticks.

Discuss transformation

Finance & capital

Does your finance function tell the board what it needs?

Improve reporting, planning and capital insight so decisions are made on numbers people trust.

Discuss finance

Claims & operations

Where is value leaking out of claims?

Find the delays, cost and customer friction in your claims journey, and fix them in order of impact.

Discuss claims

Data, AI & technology

How do you use AI without adding risk?

Choose the right tools, govern them properly and put them to work in underwriting, pricing and service.

Discuss data & AI
Who we work with

Built around how insurance actually works

A carrier, a managing agent and an MGA face different pressures. We start from yours. Select a segment to see where we tend to help.

  • Glass office tower
    Insurers
    01

    Insurers

    Personal, commercial and specialty carriers balancing growth, capital and conduct. Strategy, operating model and regulatory programmes.

  • The Gherkin and the Shard in the City of London
    Lloyd's & London market
    02

    Lloyd's & the London market

    Managing agents, syndicates and specialty carriers. Business planning, performance oversight and market modernisation.

  • Colleagues in a meeting
    MGAs & delegated authority
    03

    MGAs & delegated authority

    Growing MGAs and the capacity providers behind them. Capacity readiness, oversight frameworks and scaling without losing control.

  • Two people shaking hands across a desk
    Brokers & intermediaries
    04

    Brokers & intermediaries

    Retail and wholesale brokers. Integration after acquisition, client outcomes under Consumer Duty and more efficient placing.

  • Aerial view of London and the Thames
    Reinsurers
    05

    Reinsurers

    Reinsurers and their cedants. Portfolio strategy, data exchange and the operating detail that sits behind treaty and facultative business.

  • Reviewing financial reports at a desk
    Investors in insurance
    06

    Investors in insurance

    Private equity and strategic buyers. Commercial due diligence, value creation plans and post-deal integration for insurance assets.

How we work

From first conversation to lasting change

Every engagement follows the same shape, scaled to the problem. You always know where we are, what comes next and what it costs.

01

Understand

We get under the numbers and talk to the people doing the work, so the problem we solve is the real one.

02

Decide

Clear options, the trade-offs between them and a recommendation we're prepared to stand behind.

03

Deliver

We stay for the hard part. Plans become milestones with named owners, tracked week by week.

04

Hand over

Your team runs it from here. We leave the tools, the governance and the know-how behind.

Why Archangel

The focus of a specialist, the standards of a large firm

Big consultancies bring scale. We bring attention. Senior people on every piece of work, and a single focus on the insurance market.

Insurance only

One market, understood properly. No learning curve paid for by you.

Senior-led

The people you meet at the pitch are the people who do the work.

Independent

No software to sell and no preferred vendors. Our advice has one interest: yours.

Built to last

We measure success by what still works a year after we've gone.

Perspectives

What we're thinking about

Short views on the issues coming up most often in conversations with insurance leaders.

Signing a document
Regulation

Consumer Duty is now an evidence problem

The rules are settled. What firms find hard is proving good outcomes with data they trust, across products and distribution chains they don't fully control. That's where the effort needs to go now.

Talk to us about this
Analytics dashboard on a laptop
Data & AI

AI in underwriting needs governance first

The tools are ready sooner than the controls around them. Getting ownership, testing and explainability right early is what lets AI scale safely.

Talk to us about this
Empty boardroom
Delegated authority

Oversight that scales with your MGAs

Audit-heavy oversight doesn't keep up as programmes grow. Better data and risk-based monitoring give capacity providers more control with less friction.

Talk to us about this
Contact

Talk to an expert

Tell us a little about the challenge you're facing. We'll come back to you personally, usually with a few questions and a time to talk.

Founder & Chief ExecutiveArchangel Consulting

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